Insurance Exam Prep

Ran Chen, EA, CFP®

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[Health Insurance] 44, Medicare Supplement Medigap Policies

5/10/2026 • 3 min

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That Medigap policies are standardized private plans (A-N) designed to supplement Original Medicare Parts A and B. - The six-month open enrollment period, which starts when an individual is 65 or older and enrolled in Part B, guarantees the right to buy any Medigap policy without medical underwriting. - It is illegal for an agent to sell a Medigap policy to a client they know is enrolled in a Medicare Advantage (Part C) plan. - Medigap policies sold after 2006 do not cover prescription drugs; a separate Part D plan is necessary for that coverage. - Plans C and F, which cover the Part B deductible, are no longer available to individuals who became newly eligible for Medicare on or after January 1, 2020. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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