Insurance Exam Prep

Ran Chen, EA, CFP®

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[Health Insurance] 46, Medicaid Eligibility and Benefits

5/12/2026 • 2 min

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That Medicaid is a means-tested, joint federal-state program for low-income individuals, unlike the federally-run Medicare program. - How to use the mnemonic 'Medic-AID for financial aid' to avoid common exam traps confusing Medicaid with Medicare. - That the enhanced Federal Medical Assistance Percentage (FMAP) for new expansion states is set to sunset in January 2026. - That by December 2026, states will be required to perform more frequent six-month eligibility redeterminations for many beneficiaries. - About the new 80-hour per month work requirements for able-bodied adults, starting in January 2027 under the OBBBA. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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