Kosher Money
Living Lchaim
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The Healthcare Secret Jewish Families are Using to Save $30,000 PER YEAR
Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer. We dive into one of the most stressful and expensive parts of American life: healthcare. Why are families paying $48,000 a year just to stay insured? Why does the system feel so broken? Is there another way?To help us figure it out, we sat down with Moishe Katz, the CEO of United Refuah Healthshare. 👉 Explore all the links & resources in this episode below. ✬ SPONSORS ✬ ► TWILLORY – Grab year-end deals and bundled savings at https://Twillory.com/KosherMoney - No promo code needed! ► THE DONOR'S FUND – The Donor’s Fund gives you one place to manage all your giving, with a sleek app and smart tools that make donations strategic and seamless. 🎁 Open your free account today: https://thedonorsfund.org/koshermoney ► BITBEAN – Turn your big ideas into custom software that scales. BitBean builds tools that make business smarter. Learn more: https://bitbean.link/4edg53 ► COLEL CHABAD – Supporting families in Israel since 1788. Give today and make a real difference: https://ColelChabad.org/KosherMoney - Oh, and grab tickets for the Nafshi concert here: https://colelchabad.events/ ✬ LINKS FROM EPISODE 103 ✬ United Refuah’s website: https://unitedrefuahhs.org/ Email: info@unitedrefuahhs.org For doctors interested in being added to United Refuah’s preferred provider network: preferred@unitedrefuah.org Eli referenced a video of a Dr. Potter: https://youtu.be/tsvAatLY5s4 CHAPTERS: 00:00 Intro 01:01 Americans Are Spending So Much on Health Insurance 01:48 The Stats 02:43 Health Insurance Costs 04:06 What a Health Share Is 05:16 Why United Refuah Started 10:06 How the Health Share Model Works 15:30 Making Sure Everyone Gets Care 17:32 Self Pay vs Insurance 19:40 Understanding the Costs 20:20 Its Many Members 20:50 What Happens When More People Join 23:15 Twillory 24:28 The Donors’ Fund 26:48 Incentives for Bringing in New Members 29:05 Increasing Staffing at United Refuah 29:45 What Is the Catch? 32:46 Preexisting Conditions and Family Members 34:17 Other Downsides of Healthshares 37:19 Keeping Track of Payments 39:28 Communicating with Providor 42:18 Typical Out of Pocket Costs 45:35 Determining Fair Prices 46:35 How to Protect Yourself From Overpaying 48:28 BitBean Uses AI to Help Your Business 49:16 Colel Chabad Helps Feed Thousands 51:14 Are Contributions Tax Deductible 52:10 Health Shares and Medication Costs 55:02 Pregnancy and Growing Families 58:10 Dental and Vision Sharing 01:00:30 Doctors Joining the Referred Provider Network 01:00:41 Surveying the Members 01:01:40 Gifting Memberships 01:02:08 Know Your Plan and Deductibles 01:07:47 Never Be Afraid to Ask for Discounts 01:10:10 Member Access to Telehealth 01:10:35 Reaching Out for Medications 01:11:04 Where CPAP Machines Fall 01:12:00 How United Refuah Compares to Other Healthshares 01:14:12 “We’re All In This Together” 01:15:24 Sharing Health Messages With Members 01:16:56 Making Sure Everything Is Legal 01:18:17 Dealing With Emergencies 01:19:46 Reaching Out to United Refuah 01:20:23 How R’ Katz Got Into Health Care 01:22:22 Changing Your Mindset About Others’ Medical Costs 01:23:43 Outro ✬ RESOURCES ✬ Finally! Kosher Debt Help offers people honest, agenda-free guidance for Jewish families struggling with debt. Get an assessment and personalized direction at https://www.kosherdebthelp.com Get a free Jewish financial coach from the OU: https://livingsmarterjewish.org/ Kosher ADHD helps Jewish families and educators better understand and thrive with ADHD through practical guidance and compassionate support. Visit https://kosher-adhd.com or order their book at https://kodeshpress.com using code ADHD25 for 25% off. New website: https://www.livinglchaim.com/ Support Kosher Money: https://www.livinglchaim.com/donate Reminder: This episode or description is not financial advice. Always do your own research. #KosherMoney #LivingLchaim #KM
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