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The Budget Bitch Podcast

Farrah Turcotte

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Canadian Mortgages 101 for First Time Home Buyers

In this episode, I chat with Canadian mortgage broker Marc Fernandez all about the process of getting a mortgage in Canada for first time home buyers.  BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE MONEY STRATEGY CALL WITH ME! Let's chat about how I can help you learn to manage your money and mindset! BOOK HERE I use SquadCast to record my interviews. If you're interested in using the #1 podcast recording software for remote interviews, help support me by signing up with THIS LINK. I get a small commission which helps me continue to create free content. I love sharing stories and REAL jargon-free content. Let's chat and connect! Things you will learn in this episode: What a mortgage broker is and what they do How much of a down payment you'll need Perks and incentives for being a first time home buyer How mortgage lenders take debt into account before approval How you credit history can affect your purchase power and approval What paper work you will be expected to provide How to get a mortgage if you are paid hourly or are self-employed

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